Split bills
without the
awkwardness.
Track shared expenses with friends, calculate who owes what, and settle up cleanly. Built for iPhone. Free. No accounts. Your data stays on your device.
iPhone · iOS 18 or later · Free · No account required
Dinner with friends
One person paid. Three people Venmo'd. Two people forgot. A week later nobody remembers who owes what.
Group trip
Hotels, taxis, dinners — costs scatter across five wallets. The group chat becomes a math problem.
Shared living
Bills come in. Spreadsheets get out of sync. Reminders go unread.
Open a tab. Add people. Log expenses as they happen. Tabsy does the math, simplifies the debts, and tells everyone exactly what to send whom. That’s it.
Start a tab
Name it ("Bali Trip", "Friday Dinner"), pick a currency, and add the people who are sharing.
Log expenses
Enter the amount, pick who paid, choose who shares it. Split equally or set custom amounts. Snap a receipt photo if you want.
Settle up
Tabsy calculates the minimum number of transfers needed, generates a clean summary, and lets each person mark their share as paid.
Smart splits
Equal or custom amounts per person, with live validation. Multi-currency: log each expense in its own currency, settle in any currency.
Receipt tracking
Attach a photo to any expense. Photos resize and compress automatically — your storage stays small. Pinch-to-zoom full-screen viewer.
Expense categories
Tag each expense — Food, Transport, Stay, Activity, Shopping, Groceries, Bills. See exactly where the money went.
Activity history
All settled tabs grouped by month. Per-friend lifetime view: tabs together, total spent, current balance. Search across everything.
Quick Split calculator
Sometimes you don't need a tab. Enter an amount, add tip, pick how many people, share the result. No save, no clutter.
Share & export
One-tap share as plain text (Messages, WhatsApp, anywhere). CSV export for accounting. Friendly reminder messages composed for you.
Privacy first
Tabsy is local-first.
- No account. No login. No email required.
- Your data lives on your device.
- Sync happens through your private iCloud — Apple's servers, not ours. We can't see your tabs.
- No analytics, no tracking, no ads.
- No third-party SDKs.
Is Tabsy free?
Yes. No subscriptions, no in-app purchases.
Do my friends need Tabsy too?
No. Tabsy is for tracking on your end. When you settle up, share the summary as plain text — your friends just need to send the money however you already do.
Does it sync across my devices?
Yes — through your private iCloud account. If you sign in to multiple iPhones with the same Apple ID, your tabs stay in sync. We never see your data.
Can I use it without iCloud?
Yes. Everything works offline on a single device. Sync is opt-in via your system iCloud settings.
What about multiple currencies?
Each expense can be in its own currency. Settlements are calculated per currency — so a trip across three countries produces three clean settlement lists, not a converted soup.
Can I delete my data?
Anytime. Settings → Erase all data wipes everything on the device. iCloud-synced copies on your other devices clear on next sync.
Is there an Android version?
Not currently. Tabsy is built specifically for Apple platforms.